Zhuravlova, Iryna. “FORMULATING THE CONCEPT OF FINANCIAL SECTOR DIGITALIZATION: A THEORETICAL AND PRACTICAL ANALYSIS OF THE EU AND UKRAINE”. European Science 8, no. sge41-08 (June 30, 2025): 72–83. Accessed December 5, 2025. https://desymp.promonograph.org/index.php/sge/article/view/sge41-08-012.