THEORETICAL FOUNDATIONS OF THE FORMATION OF A BANK'S CREDIT PORTFOLIO TAKING INTO ACCOUNT RISKS

Authors

DOI:

https://doi.org/10.30890/2709-2313.2025-42-05-002

Keywords:

credit, lending, borrower's creditworthiness, bank's credit portfolio, credit risk

Abstract

The features of the formation of a bank's credit portfolio, taking into account risks in conditions of uncertainty, are considered, the essence of the loan, the borrower's creditworthiness and the credit portfolio of a banking institution are determined.

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References

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Natsionalʹnyy bank vidnovlyuye okremi vymohy shchodo otsinky bankamy kredytnoho ryzyku, pidhotovky planiv vidnovlennya diyalʹnosti, pobudovy systemy upravlinnya ryzykamy. [The National Bank restores certain requirements for banks' credit risk assessment, preparation of activity recovery plans, and construction of a risk management system] (2025). URL: https://bank.gov.ua/ua/news/all/natsionalniy-bank-vidnovlyuye-okremi-vimogi-schodo-otsinki-bankami-kreditnogo-riziku-pidgotovki-planiv-vidnovlennya-diyalnosti-pobudovi-sistemi-upravlinnya-rizikami

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Published

2025-09-30

How to Cite

Klichko, Y., & Hanziuk, S. (2025). THEORETICAL FOUNDATIONS OF THE FORMATION OF A BANK’S CREDIT PORTFOLIO TAKING INTO ACCOUNT RISKS. European Science, 5(sge42-05), 9–17. https://doi.org/10.30890/2709-2313.2025-42-05-002